How does everyone advise on spending over there? Is it best to have a travel money card? Or use you debit or credit card?
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Cash is still king in Vietnam. Used WISE card to withdraw money from ATM. Rarely used credit card, mostly in big cities & major stores.
We were just there December 2025. Cash is best
Take crisp new cash, $50’s and $100’s for the best rate
We use mostly credit cards and some cash
How much cash can you take into Vietnam
We spent 7 weeks and most places were cash. We only used our card in supermarkets and some cafes. Used our Wise card to withdraw cash from ATMs.
I’m taking cash and Wise card