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Vietnam – How much cash Vs Card?

Hello, I did try searching this but the replies are a bit historic so I’m after a more recent answer.

I’m off on a solo trip to Vietnam next month for 7 weeks (HCMC, Nha Trang, Da Nang & Hanoi) and not sure how much cash to carry. All the flights, transfers & accommodation are already paid for so its just money for tours, food etc.

I imagine most places will be cash but is there relatively easy access to cashpoints? If so do they charge a fortune or are they just a few quid per transaction? Should I take a small amount of GBP and change to VND out there or joy do it before I leave?

Any advice would be appreciated.

Thanks

14 thoughts on “Vietnam – How much cash Vs Card?

  1. Hong KongHong Kong
    Travel Expert scottj765
    says:

    “I’ll take a bit of local currency,…..”

    Glad you got some help, but please, don’t get / take VND from home.

    It really isn’t necessary, and you’ll feel much better by not being ripped a new one.

    Just change a bit at the airport in Vietnam.

    The rate is actually alright, and far better than you’ll get at home.

    Scott

    Edited: 6:28 am, January 28, 2026

  2. VietnamVietnam
    Gate88
    says:

    Thank you all for your replies. I’ll take a bit of local currency, another few hundred in sterling and then rely on my Currensea and Revolute cards.

  3. VietnamVietnam
    Travel Expert StingRay
    says:

    Wise card for what? Wise have high fees if you withdraw over a small amount per month, £200?

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