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Two thoughts on finances.First, it looks as if I will be taking the advice many of you have given: acquire Dong in country. My spouse and I have accounts at three different (U.S.) financial institutions and none of them can sell us the currency. Problem solved-ish.Second, though most of my usual bills are paid automatically, I pay my credit cards as they come due. Because I will be in Vietnam for an entire month, this means I’ll have to pay while there. Should I trust the local wi-fi, or just use my cell data plan to interact with my bank? Or maybe just pay the interest penalty and pay when we return?
Two thoughts on finances. First, it looks as if I will be taking the advice many of you have given: acquire Dong in country.
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Watch out for the SIM trap if your bank has MFA. If you get a Vietnam SIM and you need to confirm identity on your phone to log in you may have trouble getting to your account.
I used an esim called saily for data easily downloadable
I used my phone to pay my phone bill. I had my son pay other bills I gave him access to my passwords
Local wifi shouldn’t be trusted anywhere for financial transactions unless you are using a VPN. Even in a top end hotel etc.
Thanks, everyone, for your thoughtful ideas. I’m still working on the final answer.
We get nord vpn whole away. Then i look after banking if near end of month.
There’s no atm charges with a Charles Schwab card plus they reimburse you for any fees charged. My Chase bank card charges $5 per withdrawal plus any local charges.
Always use a VPN on your devices while using internet banking overseas. Highly recommend Nord.
Wifi is everywhere
Sign up for auto payment so you don’t have to worry. Interest is expensive, save the money so you can spend in Vietnam. I had been doing auto payment with all my bills through auto payment for decades and has been fine and save me lots is time and don’t have to keep track with it